YOUR INVOICE IS AN ASSET: RETHINKING SME FINANCE IN AFRICA

By ayomide odude on Tuesday, June 2nd, 2026 in Blog, Insights. No Comments

The Paradox Halfway through 2026, Nigeria’s macroeconomic recovery narrative remains, but arguably, broadly intact. After eleven consecutive months of disinflation, headline inflation edged back up to 15.7% in April 2026, still well below the multi-decade highs of 2024. The CBN has begun easing its policy stance, retaining the Monetary Policy Rate at 26.5% at its  … Read more


Data As the New Collateral: How Digital Invoices Are Solving Africa’s SME Collateral Challenge

By ayomide odude on Saturday, November 15th, 2025 in Blog, Insights. No Comments

For decades, small and medium-sized enterprises (SMEs) across Africa have faced the same frustrating barrier: collateral. When they approach banks for credit, they are asked to produce land titles, fixed assets, or guarantors, requirements that most do not have. SMEs, which make up the majority of the continent’s entrepreneurial base, are locked out from accessing  … Read more


Why Banks, Fintechs, and DFIs Must Partner to Serve SMEs

By ayomide odude on Tuesday, October 14th, 2025 in Blog, Insights. No Comments

Small and medium-sized enterprises are the heartbeat of Africa’s economies. They employ millions, drive trade across borders, and spark the kind of innovation that keeps industries alive. According to the 2025 National Bureau of Statistics (NBS) MSME Survey, small and medium-sized enterprises (SMEs) contribute nearly half of Nigerian GDP (49.6%) and employ an impressive 85%  … Read more