Have questions? We’re here to help.
Here are some frequently asked questions that would be of help. Don’t hesitate to reach out if your questions are not addressed here.
The Fiducia platform is an online Supply Chain Financing marketplace.
It is a place where Vendors and Corporates can assess alternative funding from multiple financiers simultaneously, decide best terms and then immediately receive favorable new liquidity.
Fiducia connects small businesses in need of working capital financing to a pool of financiers seeking safe and profitable alternative financial instruments to invest in.
Fiducia has created a digital ecosystem that bridges the finance gap in the supply chain, one that simplifies all the processes required for invoice financing.
No, Fiducia is not a bank, but our marketplace provides Vendors and Corporates access to Financiers such as Banks and Other Financial Institutions, which provide the financing. We provide a transparent and ethical platform which gives access to new market solutions by automating and simplifying supply chain financing for all sizes of businesses.
Yes. We are located at Rock Tower, The Rock Drive, Lekki Phase 1, Lagos.
Our off-balance sheet solution means that financing is discrete and will likely enhance (not negatively impact) your reported financial condition, or credit rating.
What kind of funders does Fiducia work with? We have a pool of accredited funders including Banking institutions, Developmental Finance institutions and Non-Bank finance institutions.
With the ease of the Platform, Fiducia can arrange an extension of the Buyer’s payment terms, through the Platform’s secondary market.
You can refer your customers to us through this form (click here) and our sales and partnerships team will onboard your customer on your behalf.
Yes, you can.
All of them, subject to acceptance and validation from the Buyer and Fiducia’s platform rules.
Financiers include the following:
The Fiducia platform simply serves as a facilitator of the supply chain finance process between the key parties on the Platform.
While monitoring is done by Fiducia, collection and enforcement of the financial obligation of the Buyer are done by the Financier. Fiducia helps with the necessary documentation to aid enforcement
The process will go through your risk assessment process and your internal risk management policies.
Our role in risk assessment is limited to providing data on the corporate transactional history on the Platform for your risk assessment.
The Buyer’s credit risk is being assessed
Financiers participate on a level playing field through our fair and transparent process.
To safeguard in-house views, proposals are never shared with other Financiers.