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News
Afreximbank and Fiducia join forces to promote factoring and supply chain finance in Africa
Insights
Platform-Enabled Alternative Supply-Chain Finance
Fiducia has released its Platform-Enabled Alternative Supply-Chain Finance report covering insights into the challenges businesses face along their Supply Chain. Access to finance is crucial for economic growth, and Micro Small and Medium Enterprises (MSMEs) play a significant role in global economies. However, they face challenges in accessing financing, leading to a finance gap of … Read more
Blog, Insights
Why Outstanding Invoices Are Not Cash, The Liquidity Shift for SMEs
Across Nigeria’s SME landscape, growth is often celebrated in revenue terms. Contracts are signed. Goods are delivered. Services are rendered. Invoices are issued. On paper, the business is thriving. Yet salaries are delayed, suppliers are negotiated with, expansion plans are postponed, and founders quietly inject personal funds to keep operations running. This is the paradox … Read more
Blog, Insights
Data As the New Collateral: How Digital Invoices Are Solving Africa’s SME Collateral Challenge
For decades, small and medium-sized enterprises (SMEs) across Africa have faced the same frustrating barrier: collateral. When they approach banks for credit, they are asked to produce land titles, fixed assets, or guarantors, requirements that most do not have. SMEs, which make up the majority of the continent’s entrepreneurial base, are locked out from accessing … Read more
Blog, Insights
Why Banks, Fintechs, and DFIs Must Partner to Serve SMEs
Small and medium-sized enterprises are the heartbeat of Africa’s economies. They employ millions, drive trade across borders, and spark the kind of innovation that keeps industries alive. According to the 2025 National Bureau of Statistics (NBS) MSME Survey, small and medium-sized enterprises (SMEs) contribute nearly half of Nigerian GDP (49.6%) and employ an impressive 85% … Read more
